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Our Story

KM Capital was established to address the increasing demand for accessible business funding in Canada's post-COVID economy. Initially founded as a brokerage in 2022, we quickly gained a deep understanding of the Merchant Cash Advance industry, inspiring us to evolve into a lender in 2024. Recognizing the unique challenges faced by small and medium-sized Canadian businesses, we are dedicated to offering personalized funding solutions to help our clients achieve success.

What truly sets KM Capital apart is our tailored approach. We believe in the potential of your business and strive to support Canadian business owners who banks and government programs have overlooked. We offer flexible and tailored Cash Advances with payment plans designed to assist you in overcoming obstacles, unlocking new opportunities, managing cash flow, and taking your business to the next level. Whether you aim to upgrade equipment, scale operations, or open a new location, KM Capital is here to be your trusted partner, providing the funding you need to achieve your goals and ensuring your business growth knows no limits.

“Every business journey is unique, and at KM Capital, we strive to be more than just a lender - we aim to be your trusted partner. Our goal is to ensure Canadian entrepreneurs have the financial tools they need to navigate challenges and turn ambitions into accomplishments.”

Avi Shomer

President, KM Capital

Avi Shomer

“At KM Capital, we believe in the growth potential of small and medium-sized Canadian businesses. Our mission is to provide personalized service and customized funding solutions that empower business owners to seize opportunities and thrive during every stage of their journey.”

Joseph Antony

CEO, KM Capital

Joseph Antony

Driving Growth For Canadian Businesses

Funded to Canadian Businesses

$20M+

Funded to Canadian Businesses

Businesses Supported

500+

Businesses Supported

Average Approval Rate

90%

Average Approval Rate

Industries We Serve

Dental Clinics

Dental Clinics

HVAC Companies

HVAC Companies

Retail Stores

Retail Stores

Restaurants

Restaurants

Fitness Centers

Fitness Centers

E-commerce Stores

E-commerce Stores

Landscaping Companies

Landscaping Companies

Car Repair Shops

Car Repair Shops

Manufacturing Companies

Manufacturing Companies

What Our Clients Say

"Our restaurant was struggling with cash flow, and we needed fast cash to cover inventory and payroll. KM Capital really came through for us. Nathan from KM Capital made the whole process super easy to understand. The money came in fast, and the repayment plan worked great for our seasonal business. I’m really thankful to KM Capital and would definitely recommend them."

Siti A.

Restaurant Owner

"Running a healthcare practice has its financial hurdles, and when we needed quick funding for equipment and office updates, KM Capital was a huge help. The application was simple, and the repayment plan fit right into our cash flow. Jay, our Account Manager, was always available to guide us through any questions, and I truly appreciate the support."

Dr. Maya K.

Medical Practice Owner

"Cash flow issues in construction are common, but KM Capital made it easy to get the funds I needed. Aaron was super helpful in explaining the whole process, and the money came through fast. I used it to hire more workers, purchase supplies, and keep everything on track. If you're in construction and need fast funding, I highly recommend KM Capital."

Luis M.

Contractor

"My auto shop was growing rapidly, and I needed extra capital to keep up. Cash advances were the perfect solution. A business owner friend of mine recommended KM Capital. The capital I received allowed me to purchase new equipment and hire additional staff, which made everything run smoother. The process was straightforward, and there were no headaches. I’m impressed with how well they understand the auto industry and recommend them if you’re looking to get cash fast."

Carlos R.

Automotive Shop Owner

"We’ve been in manufacturing for over 20 years, and managing cash flow during busy periods can be tough. KM Capital helped us secure the funding we needed quickly and without the hassle of traditional loans. The funds gave us the flexibility to buy equipment and pay for materials upfront."

Manoj S.

Manufacturing Business Owner