Merchant Cash Advance
Fast, Flexible Funding For Your Business
At KM Capital, we understand that running a successful business means having quick access to capital when needed.
Understanding Merchant Cash Advance
Merchant Cash Advance, or MCA, is a streamlined funding solution that provides businesses with quick access to working capital. Unlike traditional loans, MCAs offer fast and hassle-free financing with no collateral requirements or lengthy approval processes. Businesses receive a predetermined amount of capital, with repayments made through daily or weekly withdrawals directly from their bank account, aligned with cash flow and operational requirements. The flexibility of Merchant Cash Advances mean they can support a wide range of needs, from managing day-to-day expenses to investing in growth opportunities.
Smart Choice For Funding Your Business
Avoid the hassles of traditional financing options and get the funds you need with ease.
How can a Merchant Cash Advance benefit your restaurant?
Quick and Convenient
Get the capital you need in as little as 24 hours. Our streamlined online application process means no lengthy paperwork or long waits.
No Collateral Required
Funding is based on your past sales, not on assets like property or equipment.
Flexible Repayment Options
Repayment plans are designed to cater to your business’ unique sales patterns and cash flow.
Transparent Pricing
No hidden fees or surprises. What you see is what you get, so you can confidently plan your business finances.
Qualification Criteria
To qualify for a Merchant Cash Advance with KM Capital, the following criteria must be met:
The business owner is a Canadian Citizen or Permanent Resident.
The business has been operational for at least 6 months.
Monthly business revenue is at least $10,000.
Application Process
STEP 1
Apply Online
Simply fill out the online application and provide the required documents.
STEP 2
Get Approved
Our team will review your application quickly and provide a decision—often within hours.
STEP 3
Get the Funds
Once approved, the funds will be deposited directly into your bank account.
The KM Capital Advantage
Choosing KM Capital for your Merchant Cash Advance means partnering with a lender who understands the unique challenges Canadian businesses face. Since our inception in 2022, we've focused on providing personalized funding solutions that cater to the diverse needs of small and medium-sized businesses across Canada. With over $20M delivered in funding to more than 500 businesses, we offer flexible repayment options tied to your cash flow and swift, transparent processing. Our team brings deep industry knowledge and a genuine commitment to helping business owners thrive, whether you're managing day-to-day expenses or planning for growth. At KM Capital, we prioritize your success and are dedicated to helping you unlock new opportunities with the funding you deserve.
